About

Cutover Costed is an independent information site for owners, controllers and operations managers at Canadian small and mid-sized businesses who are pricing an ERP or business-management SaaS system for the first time or replacing one they have outgrown.

We explain how ERP pricing is structured, how to build a three-to-five-year total cost of ownership in Canadian dollars, and which Canadian rules affect the decision: GST/HST and QST on software, CRA record-keeping, payroll source deductions, PIPEDA and Quebec's Law 25, and the status of government programs. The calculators use clearly labelled illustrative ranges so you can follow the arithmetic and then replace it with your own quotes.

We do not sell software, rank vendors, publish vendor prices or accept payment for placement. Where we mention a product category or a well-known vendor, it is only to illustrate a type of offer. Nothing here is legal, tax or accounting advice; for a significant contract, consult a lawyer and a CPA. Rules and programs change, so each guide names the official source to check. Content is reviewed against those sources and updated when we learn of changes.

How this site is made

Cutover Costed is an independent information project. Guides are drafted with the help of AI writing tools and checked against official and primary sources before publication; see our Editorial Policy. We are not affiliated with any provider mentioned on the site and do not sell products or services.